Rates

Effective February 25, 2020


Time Deposits & IRAs

Type

Annual Percentage Yield (APY)

Interest Rate

Compounding

 

  91 Day CD/IRA

 0.10% 0.10%  Simple P,T
182 Day CD/IRA 

0.85% 0.85% Simple P,T
 11 Month CD/IRA

1.71% 1.70% Daily P,T
1 Year CD/IRA 

0.40% 0.40% Daily P,T
 15 Month CD/IRA

0.30% 0.30% Daily P,T
 18 Month CD/IRA

1.01% 1.00% Daily P,T
2 Year CD/IRA

0.45% 0.45% Daily  P,T
30 Month CD/IRA 

0.50% 0.50%  Daily P,T
 33 Month CD/IRA
Renews as a 30 M term upon maturity

1.71% 1.70% Daily P,T
3 Year CD/IRA  0.90%  0.90%  Daily  P,T

 42 Month CD/IRA

1.01% 1.00% Daily  P,T
 60 Month CD/IRA 1.51% 1.50% Daily  P,T

18 Month IRA (Variable Rate) 0.75%

0.75% Daily P,T

Minimum Deposit to Open Account unless otherwise stated

$1,000


Now and Savings Accounts

Type

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Personal NOW

$750

0.05%

0.05%

Daily

V,F

Non-Personal NOW

$1,000

0.05%

0.05%

Daily

V,F

Savings

$50

0.15%

0.15%

Daily

V,F


Super NOW Accounts

Minimum Balance to Obtain the Stated APY

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $2,500 or more

$2,500

0.05%

0.05%

Monthly

V,F

Balance less than $2,500

$2,500

0.00%

0.00%

Monthly

V,F


Money Market Accounts

Minimum Balance to Obtain the Stated APY

Minimum Balance to Open Account

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $2,500 or more

$2,500

0.15%

0.15%

Monthly

V,F

Balance less than $2,500

$2,500

0.00%

0.00%

Monthly

V,F


High Yield Money Market Accounts

 

Minimum Balance to Obtain the Stated APY

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $0 to $24,999.99

0.13%

0.13%

Monthly

V,F

Balance of $25,000 to $99,999.99

0.18%

0.18%

Monthly

V,F

Balance of $100,000 to $249,999.99

0.32%

0.32%

Monthly

V,F

Balance of $250,000 or more

0.46%

0.46%

Monthly

V,F

Minimum Balance to Open Account

$25,000



Platinum Money Market Accounts

Minimum Balance to Obtain the Stated APY

Annual Percentage Yield

Interest Rate

Compounding

 

Balance of $0 to $249,999.99

0.15%

0.15%

Monthly

V,F

Balance of $250,000 to $499,999.99

0.46%

0.46%

Monthly

V,F

Balance of $500,000 to $749,999.99

1.51%

1.50%

Monthly

V,F

Balance of $750,000 or more

1.82%

1.80%

Monthly

V,F

Minimum Balance to Open Account

$500,000



Codes:

 

P -

Penalty for early withdrawal

V -

Rate may change after account is opened

F -

Fees may reduce earnings

T -

Fixed Rate for the term

Loan Rates –
Please Contact Us for loan rates.


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