FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Rates
Effective October 1, 2026
Time Deposits & IRAs
Type |
Annual Percentage Yield (APY) |
Interest Rate |
Compounding |
|---|---|---|---|
91 Day CD/IRA P,T |
0.10% |
0.10% |
Simple |
182 Day CD/IRA P,T |
3.72% |
3.69% |
Simple |
11 Month CD/IRA P,T |
0.30% |
0.30% |
Daily |
1 Year CD/IRA P,T |
3.80% |
3.73% |
Daily |
24 Month CD/IRA P,T |
3.81% |
3.74% |
Daily |
60 Month CD/IRA P,T |
3.30% |
3.25% |
Daily |
18 Month IRA (Variable Rate) P,T |
0.65% |
0.65% |
Daily |
Minimum Deposit to Open Account unless otherwise stated |
$1,000 |
||
Now and Savings Accounts
Type |
Minimum Balance to Open Account |
Annual Percentage Yield |
Interest Rate |
Compounding |
|---|---|---|---|---|
Personal NOW V,F |
$750 |
0.25% |
0.25% |
Daily |
Non-Personal NOW V,F |
$1,000 |
0.25% |
0.25% |
Monthly |
Savings V,F |
$50 |
0.10% |
0.10% |
Daily |
Super NOW Accounts
Minimum Balance to Obtain the Stated APY |
Minimum Balance to Open Account |
Annual Percentage Yield |
Interest Rate |
Compounding |
|---|---|---|---|---|
Balance of $2,500 or more V,F |
$2,500 |
0.25% |
0.25% |
Monthly |
Balance less than $2,500 V,F |
$2,500 |
0.00% |
0.00% |
Monthly |
Money Market Accounts
Minimum Balance to Obtain the Stated APY |
Minimum Balance to Open Account |
Annual Percentage Yield |
Interest Rate |
Compounding |
|---|---|---|---|---|
Balance of $2,500 or more V,F |
$2,500 |
0.30% |
0.30% |
Monthly |
Balance less than $2,500 V,F |
$2,500 |
0.00% |
0.00% |
Monthly |
High Yield Money Market Accounts
Minimum Balance to Obtain the Stated APY |
Annual Percentage Yield |
Interest Rate |
Compounding |
|
|---|---|---|---|---|
Balance of $0 to $24,999.99 V,F |
0.30% |
0.30% |
Monthly |
|
Balance of $25,000 to $99,999.99 V,F |
0.50% |
0.50% |
Monthly |
|
Balance of $100,000 to $249,999.99 V,F |
1.00% |
1.00% |
Monthly |
|
Balance of $250,000 or more V,F |
1.16% |
1.15% |
Monthly |
|
Minimum Balance to Open Account |
$25,000 |
|||
Platinum Money Market Accounts
Minimum Balance to Obtain the Stated APY |
Annual Percentage Yield |
Interest Rate |
Compounding |
|
|---|---|---|---|---|
Balance of $0 to $249,999.99 V,F |
0.50% |
0.50% |
Monthly |
|
Balance of $250,000 to $499,999.99 V,F |
1.00% |
1.00% |
Monthly |
|
Balance of $500,000 to $749,999.99 V,F |
1.87% |
1.85% |
Monthly |
|
Balance of $750,000 or more V,F |
2.27% |
2.25% |
Monthly |
|
Minimum Balance to Open Account |
$500,000 |
|||
Codes:
P - Penalty for early withdrawal
V - Rate may change after account is opened
F - Fees may reduce earnings
T - Fixed Rate for the term
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