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Checking Accounts

  • Money Market Checking Account
    The Money Market Checking Account is designed for depositors who are willing to deposit larger sums of money in order to obtain higher annual percentage yields. The account has different tiers of interest rates based on a daily balance and has a higher minimum balance requirement than a regular checking account or NOW account.
     
  • High Yield Money Market Checking Account
    The High Yield Money Market Checking Account is designed for depositors who are willing to deposit larger sums of money in order to obtain higher annual percentage yields. The account has different tiers of interest rates that may be above the rate of our regular Money Market Checking Account.
     
  • NOW Non-Personal Account
    The Negotiable Order of Withdrawal Account ("NOW") is designed for depositors who wish to earn interest on their transaction account. The account accrues interest daily and has a higher minimum balance requirement than a regular checking account. Corporations or partnerships may not obtain a NOW account.
     
  • Super NOW Non-Personal Account
    The Super Negotiable Order of Withdrawal Account ("SUPER NOW") is designed for depositors who wish to earn interest on their transaction account. The account accrues interest daily, offers a tiered interest rate based on a daily balance, and has a higher minimum balance requirement than a regular checking account or NOW account. Corporations and partnerships may not obtain a SUPER NOW account.

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Savings Accounts

  • Statement Savings Account
    This savings account is designed for customers who desire a monthly statement of their account activity and for those who conduct electronic transfer transactions with the account. This account receives a monthly statement that itemizes all account activity since the last statement cycle date. You are responsible for entering all transactions into your blue account register including monthly interest and fees and reconciling it to your monthly statement. Electronic transfers include, but are not limited to, direct deposit of Social Security benefits or payroll, automatic funds withdrawals of insurance premiums, or any ATM activity. Our policy for accepting electronic funds transfers is shown in our Electronic Funds Transfer Disclosure Statement.

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Certificates of Deposit

  • Time Deposit 7-31 Days
     
  • Time Deposit 91 Days
     
  • Time Deposit Odd Term < 1 Year
     
  • Time Deposit Odd Term > 1 Year
     
  • Time Deposit 182 Days
     
  • Time Deposit 12 - 60 Months

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Loans

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315 North Cornelia Street | Spring Valley, IL 61362 | 815-663-2211
 
Lobby: Mon-Thurs 8:30-3:00   Fri 8:30-6:00   Sat 8:30-12:30
Drive-up: Mon-Wed 7:30-5:00   Thurs-Fri 7:30-6:00   Sat 7:30-12:30